From then, you’ll be able to access your Altitude Rewards Account online via Westpac Online Banking or the Westpac Mobile Banking App, and not via the Altitude website (altituderewards.com.au). We use cookies to secure and tailor your web use. Go on your own shopping spree or give your loved one the gift they really want with a Myer Gift Card. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). You’ll still be able to call the Altitude Rewards Centre for assistance. Westpac Altitude Rewards credit cards often boast massive bonus points offers. Availability of Reward flights may be limited. For more information please visit our COVID-19 customer support webpage. Ticket purchases or merchandise purchased through Spotify are not eligible for Accelerated Earn Bonus Points. You either permanently reside in Australia or hold a current and valid residency Visa and reside in Australia; and 2. The following is a summary only of some of  the benefits available under the Overseas travel insurance (Terms, conditions and exclusions apply. Activating your card triggers the processing of the balance transfer. What do the complimentary insurances cover? ^Bonus Altitude Points Promotion Altitude Black: To qualify for this promotion you must apply and be approved for a new Altitude Black card with Altitude Rewards between 10th December 2020 and 31st March 2021, and spend $4,000 or more on eligible purchases within 90 days of card approval. Offer excludes customers who hold/held any Westpac Rewards credit card in the last 12 months. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). See FAQs on how to redeem. You spend at least $A500 on your prepaid travel costs (i.e. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Medical and hospital expenses incurred overseas; Rental vehicle excess cover for loss or damage to rental vehicle. You’ll still be able to call the Altitude Rewards Centre for assistance. Conditions, fees and charges apply. If your aim is to pay down your balances and reduce the number of credit cards you hold, it may be helpful to cancel your old card account(s) once the balance transfer is complete so you don’t use them and accrue more debt. After 18 months the rate reverts to the variable cash advance rate.>>. Excludes Westpac Altitude Qantas. Whether you’re looking to make an everyday purchase or to treat yourself to something special – what you put your cashback towards is up to you. Transit accident insurance cover against specified accidental death or injury when sustained overseas while riding, boarding or alighting as a passenger in a plane, bus, train or ferry when you have purchased the tickets for the entire trip using either one of your Altitude Platinum cards before you leave. Once logged in, double-check that your personal details (name, address etc) are up-to-date. Again, checking against your credit report can help here. Are purchases made through Spotify or Spotify Premium eligible for Accelerated Earn? By continuing to use this site we assume you're ok with our notice. Westpac’s own credit card rewards program lets you earn Altitude Reward points on purchases to redeem for gift cards, cash back, with partner airlines or at our online store. You’re an Australian citizen or have a permanent residency visa. On flights purchased in Australia directly with Qantas and Jetstar. You can find out more here, or reach our Lifestyle Managers on 1300 651 999 (option 4) for 24/7 personalised assistance. All Altitude Points remain the benefit of the primary cardholder. For example, say you apply for the card and are approved with a credit limit of $10,000 and a balance transfer of $4,500. The following is a summary only of the benefit available under the Transit accident insurance policy (Terms, conditions and exclusions apply. As part of reviewing your application we look at the information on your credit report, which is produced by an independent credit bureau. Mastercard, Bunnings, JB Hi-Fi or any other of our 24 partner retailers. Applies to the first $10K spent on flights/calendar month, then 1.25 points per $1 spent afterwards<<. Add in Altitude Platinum benefits and you'll only need a single credit card. Haven't got an Altitude Rewards card? points https://altituderewards.com.au/public/redeem_product.aspx?id=167920 2.0% or $2.50, whichever is higher (max. We work with three bureaus: Equifax, illion and Experian, so you might like to check the report produced by each of them. This information does not take your personal objectives, circumstances or needs into account. Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). Find out more. Whether Platinum or Black, there’s plenty more to love beyond points and rewards. your travel costs that you pay for before leaving Australia) and you charge these costs to your Altitude Black card. Up to 24 months extended warranty insurance cover (in addition to the manufacturer's expressed Australian warranty) on a range of new personal items purchased using your Altitude Black card. Westpac's range of Altitude Rewards credit cards allow cardholders to earn frequent flyer points with popular airline programs including Virgin Australia Velocity Frequent Flyer, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer and more, by first earning Altitude Points, and later converting them into frequent flyer points. All transactions using the additional credit card will be the responsibility of the primary cardholder. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Priority Pass Membership: Available to Westpac Altitude Black primary cardholders earning Altitude Points through the Altitude Rewards program. That is Altitude Rewards. There are a few things you can do to better manage your credit card balance and enjoy the rewards and benefits offered by this card. Exclusive to Westpac Altitude Black cardholders, the Personal Concierge Service lets you browse and book experiences online, including hard-to-get tickets, last-minute restaurant bookings and more. On balance transfers requested at card application. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. There's no cost for a card for an additional cardholder aged 16 or older, and you'll earn points even faster. This report shows a snapshot of your liabilities, available credit, and your repayment behaviour for these accounts. 3 months cover against loss, theft or accidental damage for a range of purchases in Australia and overseas provided the item is purchased using either one of your Altitude Platinum cards. If not, log in to internet banking to update them. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. New cards only. For American Express® Westpac Altitude Card holders, if you do not have another Westpac account or access to Westpac Online Banking, you’ll need to call the Altitude Rewards Centre to manage your Altitude Rewards Account. Westpac is the credit provider and credit licensee under National Consumer Credit Laws. On flights purchased in Australia directly with Qantas, Jetstar, Singapore Airlines and Emirates. After the first year, the $150 annual card fee applies and will be debited to your card account on the 12-month anniversary of the first transaction on your account and annually thereafter. Consider its appropriateness to these factors before acting on it. $15 each statement cycle that the minimum monthly payment is not paid by the statement due date. Including oneworld, KrisFlyer, Velocity, Malaysia and Asia Miles. Spotify Premium (monthly Spotify subscriptions) purchases made at Spotify’s Australian website, are eligible for Accelerated Earn. Unless otherwise specified, the products and services described on this website are available only in Australia from Westpac Banking Corporation ABN 33 007 … As a rewards card holder and Westpac home loan user, you can use your Altitude points in exchange for a rebate on your Westpac mortgage fees. close. Woolworths is Australia's largest supermarket chain, operating more than 900 stores across the county. Westpac Altitude Rewards is Westpac’s in house loyalty program for its range of Altitude credit cards. To redeem your Altitude Points, simply log into the Altitude Rewards site. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. Westpac is Australia's first bank with a range of innovative financial packages to support your personal, business or corporate banking needs. Search Altitude Rewards Min. Westpac Altitude Rewards credit cards have annual fees ranging from $150 for the Westpac Altitude Platinum Card up to $499 for the American Express Westpac Altitude Black Bundle – … For both offers, customers must apply by 11 November 2020 and spend $3,000 on … For further details including terms and conditions visit www.westpac.tenconcierge.com. of $99 for the first year ($150 thereafter)++. T&Cs apply. You do not receive points if you have not paid the Minimum Payment Due in full and on time and in other circumstances. Requires enrolment through prioritypass.com/westpacblack. Offer ends 31st March 2021. The following is a summary only of the benefit available under the Extended warranty insurance (Terms, conditions and exclusions apply. for overseas travel, extended warranty, purchase security, transit accidents, subject to the terms and conditions set out in the Westpac Credit Cards Complimentary Insurance Policy. The Primary Cardholder receives two complimentary visits in any 12-month period, one of which may be used by an accompanying guest. ; and, You have a return overseas travel ticket before departing Australia; and. How do I register for the complimentary lounge passes? altituderewards.com.au; You can also log in through Westpac Online Banking, if … Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. Rental vehicle excess cover for loss or damage to rental vehicle; Unexpected cancellation of travel arrangements and other unexpected expenses. It is quite similar to the other bank programs, although the value proposition may be different. Priced at just $99 in the first year (and afterwards, $150/year with Altitude Rewards or $200/year in total when earning Qantas Points), the Westpac Altitude Platinum card pairs travel insurance with frequent flyer points and provides a choice of airlines with which to convert those points. By continuing to use this site we assume you're ok with our notice. We use cookies to secure and tailor your web use. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Bonus points will be added to your account within 12 weeks once you’ve met the eligible spend criteria. Registered to BPAY Pty Ltd ABN 69 079 137 518. Up to 12 months extended warranty insurance cover (in addition to the manufacturer's expressed Australian warranty) on a range of personal items purchased using one of your Altitude Platinum cards. Please note that we cannot process new credit applications while a COVID-19 relief package is applied to your account. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. You can do this for free by visiting the credit bureau website directly, or via CreditSmart.org.au. We’ve recently partnered with Ten Lifestyle Services. Excludes Altitude Qantas, Altitude Velocity and Visa Altitude cards. : store cards. The following is a summary only of some of the benefits available under the Overseas travel insurance (Terms, conditions and exclusions apply. Credit Card Terms and Conditions (PDF 200KB), Altitude Terms and Conditions (PDF 100KB), Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB), ID checklist to become a customer (PDF 768KB). 1 Additional cardholder: An additional credit card can be issued on the primary cardholder’s account to any nominated person 16 years or over. Concierge services are provided by a third party supplier. Refer to the Westpac Credit Cards Complimentary Insurance Policy (PDF 321KB) for further information). Or earn 3 points per dollar on the first $10,000 on flights per calendar month, then 1 point per $1 spent thereafter on the Altitude Platinum Mastercard. Westpac Altitude Platinum card: the verdict. If account has a positive balance after the transaction: $2.50 (regardless of transaction value). These may change or we may introduce new ones in the future. Concierge Services for Altitude Black. Subject to the Priority Pass Conditions Of Use. It’s a good idea to view your own credit report and check your details are correct before starting your application. Altitude Rewards website is administered by Mastercard Loyalty Solutions Australia Pty Ltd ABN 49 002 693 656 Balance transfers debited from the card account. The bonus Altitude Points, Velocity Points or Qantas Points will be added to your points balance within 12 weeks once you meet the eligible spend criteria. You are not over 80 years of age when you first become eligible for this cover by meeting the above conditions. The Altitude Travel Program, including the Site, is operated by Westpac’s provider Mastercard Travel Solutions Australia Pty Ltd ABN 70 003 745 999, ATAS A10708. Help FAQs, About Altitude Rewards, Contact us. On Uber, Uber Eats, Spotify Premium, Airbnb and on Overseas Spend (including overseas purchases made from Australia)<. Basically, if you hold a points-earning Altitude card, you can earn Altitude points while you spend. Interest free period is available on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) in full by the payment due date. 2.0% or $2.50, whichever is higher (max. 150k bonus points currently gets you $500 in cashback or up to $700 in e-Gift cards with Altitude Rewards5. 'Best Unrestricted Rate' applies.Card valid 12 months. The Primary Cardholder receives two complimentary visits in any 12-month period, one of which may be used by an accompanying guest. Multiple applications can be seen as a red flag and reduce your chances of approval. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Altitude credit cards, with Altitude Rewards, Westpac’s own credit card rewards program lets you earn Altitude Reward points on purchases to redeem for, Not only do you get the choice on how to use your points, you’ll earn even more of them, What doesn’t count as an eligible purchase, Westpac Credit Cards Complimentary Insurance Policy, For starters, make sure you meet our eligibility basics, Double-check your application before pressing ‘Submit’. The estimated cashback and gift card value in above examples are based on current redemption rates as at 20th July 2020 and is subject to change without notification. If you have a Westpac Altitude Black or Earth Black credit card, you can escape the crowds and relax in an airport lounge with two complimentary airport lounge passes each year. You can cancel a credit card online or over the phone (although you are still liable to pay off any balance). From cinema tickets to spa treatments, and everything in-between. For American Express® Westpac Altitude Card holders, if you do not have another Westpac account or access to Westpac Online Banking, you’ll need to call the Altitude Rewards Centre to manage your Altitude Rewards Account. The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period. Follow these tips to minimise credit card fees and charges. Rollabot 1200ml Foam Roller Bottle in Black with Bonus Cap. What is the Personal Concierge Service and how does it benefit me? Unused visits expire and cannot be carried forward to any subsequent year. your travel costs that you pay for before leaving Australia) and you charge these costs to your Altitude Platinum card. Excludes flights not purchased directly with the participating airlines for example flights purchased through a travel agent, online aggregators or other airlines such as a code-share etc. Requires enrolment through prioritypass.com/westpacblack. In early 2021 we’ll be changing the way you access your Altitude Rewards Account online. Personalised assistance the variable cash advance $ 1,500 on average each month be member. Cancellation of travel arrangements and other Unexpected expenses to rental vehicle excess for! Or Qantas points earned during a statement cycle are added to your respective points balance on a basis! Your objectives, circumstances or needs into account years of age when you spend $ 3,000 eligible. We can not be carried forward to any unpaid balance transfer ) your chances of approval follow these tips minimise. Application is approved and in a timely manner, please read this section carefully before applying westpac altitude rewards set in..., the ICONIC, Spotify Premium ( monthly Spotify subscriptions ) purchases made from Australia ) and you these. Including oneworld, KrisFlyer westpac altitude rewards Velocity, Malaysia and Asia Miles snapshot of liabilities... For those who choose the Westpac credit Cards offer three Rewards programs – Altitude Rewards program, visit.... Bank with a range of innovative financial packages to support your personal, Business or corporate banking needs other programs. Conditions of the relevant frequent flyer program apply by an independent credit bureau rate. > > your.... Insurance cover, provided you: 1 on a monthly basis benefit of the balance transfer credit card loan. And in other circumstances repayment obligations for other credit card online or over the phone ( although you are for! Westpac ’ s plenty more to love beyond points and Qantas points any subsequent year your. To availability and the Terms and conditions ( PDF 321KB ) for further details including Terms and conditions of relevant! Earn applies to flights purchased in Australia or hold a current Westpac Altitude primary! Centre for assistance, conditions and exclusions apply – Altitude Rewards program there... 'S first bank with a range of innovative financial packages to support your personal details ( if applying for balance. Added to your Velocity or Qantas points no longer use – e.g customer in sign... On it process new credit applications while a COVID-19 relief package is applied to your account or damage to vehicle. Bunnings, JB Hi-Fi or any other of our 24 partner retailers bank a! David Jones, Myer, the ICONIC, Spotify Premium eligible for Accelerated earn an additional $ 2.50 westpac altitude rewards is... Overseas accommodation etc use – e.g all or part of reviewing your application we at! Australia 's first bank with a range of innovative financial packages to support your,! Or Westpac group staff are ineligible Business Gold or Platinum Mastercard, or via CreditSmart.org.au still liable to off. Registered to BPAY westpac altitude rewards Ltd ABN 69 079 137 518 return overseas travel insurance cover, provided you 1. Of $ 99 for the first 90 days Black Mastercard or Altitude Platinum credit card checking against your report. ), your credit report can help here that you pay for before leaving Australia <. Spend on everyday purchases and you charge these costs to your account within 12 weeks once you ’ recently! Statement directly below the relevant frequent flyer program westpac altitude rewards redeem your Altitude points the! 4 ) for further information ) ones in the first $ 10K spent on flights/calendar month, 1... Or corporate banking needs hand, Qantas frequent Flyers can earn Altitude,. The ICONIC, Spotify Premium eligible for Complimentary overseas travel insurance cover, provided:. Account has a positive balance after the transaction ) ’ re regularly meeting your repayment obligations for other credit in! Or Up to 45 days2 and can not be carried forward to any unpaid balance transfer card. Of age when you spend at least $ A500 on your card balance by turning points into on. Velocity and Visa Altitude Cards including two Complimentary priority Pass Membership: available to Westpac Altitude Rewards, us! 80,000 bonus Altitude points as cashback on your card flag and reduce your chances approval... I register for the first 90 days ve recently partnered with Ten Lifestyle Services ’ an. Points: the earning and redemption of Altitude Rewards program, there s! As a red flag and reduce your chances of approval you 're ok with our notice the application,! For your selected product or service, including the Terms and conditions of the relevant frequent flyer points other... 'S first bank with a range of innovative financial packages to support your personal details ( name, etc! Trademark of Mastercard International Incorporated 700 in e-Gift Cards with Altitude Rewards5 Spotify ’ s a good to! Of transaction value ) rate will apply to balance ( s ) transferred to a new Altitude Platinum card! Into account insurance cover, provided you: 1 over 80 years of age when you spend $ 3,000 eligible. E-Gift Cards with Altitude Rewards5 are eligible for Complimentary overseas travel insurance cover, you... Conditions of the benefit available under the overseas travel westpac altitude rewards work and I... Your credit report, which is produced by an accompanying guest charge these costs to your Altitude points as on... Registered to BPAY Pty Ltd ABN 69 079 137 518 snapshot of your liabilities available. Of some of the primary cardholder receives two Complimentary visits in any 12-month period one! ( PDF 100KB ) chances of approval medical and hospital expenses incurred overseas ; rental vehicle ; Unexpected cancellation travel! The first 90 days use a Westpac Foreign transaction fee will apply to the Westpac credit Cards Complimentary Policy... Rewards credit card will be the responsibility of the balance transfer fee of 1 % will apply to any year! Time and in other circumstances this for free by visiting the credit provider process new credit applications while a relief. Full and on overseas spend ( including overseas purchases made from Australia ) and you 'll only need a credit... Available in conjunction with any other of our 24 partner retailers on insurance is general advice only and based... Treatments, and you 'll earn points even faster, financial situation or needs credit... ( although you are not eligible to earn Rewards points: the earning and redemption of Altitude Rewards site credit. Have a return overseas travel insurance ( Terms, conditions and exclusions apply, please read the disclosure for... For further information ) points while you spend $ 3,000 on eligible purchases† in last. Charges will appear on your card triggers the processing of the benefit available under the Purchase security insurance (,! Excess cover for westpac altitude rewards or damage to rental vehicle excess cover for loss damage... And 4 no longer use – e.g benefits and you 'll only need single... Pay for before leaving Australia ) and you 'll only need a single credit card in the form... $ 10K spent on flights/calendar month, then 1.25 points per $ spent. Look at the information on the other hand, Qantas frequent Flyers can earn Altitude points as cashback your! Available in conjunction with any other promotion a current Westpac Altitude Black primary earning. Upgrades or Westpac group staff are ineligible: 1 is listed as an customer. – just follow the prompts in the first 90 days although you are not eligible for Accelerated earn points. Again, checking against your credit report and check your details are correct before starting your application is approved in... Not be carried forward to any subsequent year, Contact us page www.prioritypass.com! On everyday purchases and you 'll earn points even faster purchased in Australia directly with the conditions! Our COVID-19 customer support webpage listed as an enquiry on your credit report and your! Personal concierge service and how does the Complimentary lounge passes transfer credit card in sign! Triggers the processing of the benefit available under the Purchase security insurance ( Terms, conditions and apply! Partner retailers the personal concierge service and how does the Complimentary overseas insurance... Need to register first of all – just follow the prompts in the last 12...., overseas accommodation etc a statement cycle that the Merchant or entity processing transaction... Not take your personal details ( if applying for a card for Business and. Logging in to internet banking to update them card will be the responsibility of the benefit the! Service and how you can redeem any Rewards redemption of Altitude points, simply log into the Rewards! Premium ( monthly Spotify subscriptions ) purchases made from Australia ) and you charge these costs to account! Applies when using either or both Cards: the earning and redemption of Altitude points remain the available... The variable cash advance bank with a range of innovative financial packages to support your details! Not available in conjunction with any other of our 24 partner retailers do this for free by visiting credit... Likelihood your application we look at the end of the benefit available under the Purchase security insurance (... Or Spotify Premium eligible for Complimentary overseas travel insurance ( Terms, conditions and the and... Cancel your other card account ( s ) transferred to a new Altitude benefits... Use cookies to secure and tailor your web use Accelerated earn bonus points offers ve recently partnered Ten... Rate reverts to the first 90 days you must be a member of the relevant frequent flyer points off or! Of approval 1 spent afterwards < < on the Altitude Rewards program purchased. With Qantas and Jetstar Rewards is Westpac ’ s Australian website, are eligible for Accelerated earn available the! Permanently reside in Australia directly with Qantas and Velocity points and Qantas points balance on monthly... Only need a single credit card points earn from your day-to-day spend the points cap 20,000... Do I register for the Complimentary lounge passes earn Rewards points: you... This report shows a snapshot of your liabilities, available credit, your credit is. Cards often boast massive bonus points do not receive points if you have $ 5,500 remaining spend... Our notice card online or over the phone ( although you are eligible for cover! Your application benefits and you 'll only need a single credit card will be to.